Fold is a financial services platform and not a an FDIC insured bank. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have a Fold Card, up to $250,000 of your balance is covered by FDIC insurance on a pass-through basis through Sutton Bank, Member FDIC, if certain conditions have been met. Bitcoin assets are not FDIC insured.
More than
a bitcoin card
Fold obsoletes legacy checking accounts. It’s not just a debit card or rewards app—it’s a personal finance platform. Buy bitcoin passively or in lump sums, manage a cash balance and bitcoin savings, and earn cashback rewards—paid in bitcoin.
Monthly
Annual
save 12% with an annual plan
Fold Member
Get started with bitcoin
Free
Fold card
Buy and sell bitcoin with low fees
Gift card rewards and wheel spins
Fold+ Members
Unlock more bitcoin rewards and savings
$8.33
per month
billed annually as $100 a year
billed monthly
Fold card
Buy and sell bitcoin with zero fees*
Up to 1.5% back with ACH bill pay rewards
Gift card rewards and up to 15% back on merchant boosts
1.5% back on categories like dining and travel
0.5% on all other eligible purchases
Standard network fee might apply*
As seen in
Unlock more with Fold+
A Fold+ membership is the best way to earn, buy, and manage your bitcoin. Members enjoy cashback rewards on everyday spending—including bills—and zero fees on recurring, direct deposit, or instant bitcoin buys. If you want to maximise your sat stacking or live on bitcoin, Fold+ is the answer.
Fold card
Add up to 3 authorized users
Insured bitcoin deposits
Send and receive bitcoin (on-chain)
Up to 20% back on gift cards
2.25% back on Amazon gift cards
ACH bill pay rewards
Buy bitcoin instantly
1.5% Fee
No Fees
Sell bitcoin instantly (Push to Card)
1.0% Fee
No Fees
Dollar cost average bitcoin (Auto-Stack)
1.0% Fee
No Fees
Direct deposit bitcoin conversions
1.0% Fee
No Fees
Round up spare change into bitcoin
1.5% back on top category boosts
Up to 15% back on merchant boosts
0.5% back on all other eligible purchases
No international fees
No ATM fees
Win up to a full bitcoin
DON'T TRUST VERIFY
See what our users have to say
I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.
To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions
Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO
Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.
WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK
@fold_app I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!
Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.
Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR
Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.
I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.
To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions
Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO
Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.
WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK
@fold_app I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!
Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.
Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR
Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.
Explore the Fold App for free now
Sign up for the Fold Card in minutes to start earning bitcoin back on everyday purchases!
