The spending account that pays you in bitcoin.

The Fold Card replaces the basics of checking with something better. A money account that turns everyday spending into bitcoin you actually keep, on rails you already trust.

Fold cash account with a $4,900.00 balance and the Fold debit card

Your routine is already doing the work.

A REAL MONEY ACCOUNT

Routing and account numbers, built in

Set up direct deposit, pay bills via ACH, and manage everyday money on rails you already trust (Visa, ACH). Use the Fold Card as your primary or supplemental spending account.

Fold cash account with routing number, account number, and bank name

APP CONTROLS

Total visibility from your phone

Lock or unlock your card, track every transaction, manage authorized users, and watch your balances move in real time. All from the Fold app.

Fold debit card with withdraw and add cash controls in the app

UNIVERSAL ACCEPTANCE

Tap, swipe, or insert anywhere Visa is accepted

The Fold Card runs on the Visa network, so it works at virtually every merchant in the country and at ATMs when you need cash.

Visa

BITCOIN REWARDS

Discipline compounds. Cashback expires.

Earn real bitcoin on eligible purchases, deposited directly into your Fold balance. Not points to chase. Not cashback that expires. Just bitcoin you keep.

A $200.00 Instacart purchase earning 6,296 sats in the Fold app

How it works

Step 1: Sign up in minutes

Open a Fold account from the app and request your card. Use a virtual card right away while the physical one ships.

Step 2: Fund your balance

Set up direct deposit, transfer in from a linked account, or load funds instantly. Move bitcoin to your cash balance anytime for spending.

Step 3: Spend and stack

Swipe anywhere Visa is accepted. Spend in dollars, watch your bitcoin balance grow, and manage everything from your phone.

Everything your money should be doing.

Spend, save, give, and grow. All while earning bitcoin.

  • Visa-backed
  • Bitcoin secured by BitGo
  • Available in the U.S.

Get the spending account that pays you in bitcoin.

Sign up for Fold and start earning on the spending you already do. Build it, bit by bit.