The spending account that pays you in bitcoin.
The Fold Card replaces the basics of checking with something better. A money account that turns everyday spending into bitcoin you actually keep, on rails you already trust.

Your routine is already doing the work.
A REAL MONEY ACCOUNT
Routing and account numbers, built in
Set up direct deposit, pay bills via ACH, and manage everyday money on rails you already trust (Visa, ACH). Use the Fold Card as your primary or supplemental spending account.

APP CONTROLS
Total visibility from your phone
Lock or unlock your card, track every transaction, manage authorized users, and watch your balances move in real time. All from the Fold app.

UNIVERSAL ACCEPTANCE
Tap, swipe, or insert anywhere Visa is accepted
The Fold Card runs on the Visa network, so it works at virtually every merchant in the country and at ATMs when you need cash.

BITCOIN REWARDS
Discipline compounds. Cashback expires.
Earn real bitcoin on eligible purchases, deposited directly into your Fold balance. Not points to chase. Not cashback that expires. Just bitcoin you keep.

How it works
Step 1: Sign up in minutes
Open a Fold account from the app and request your card. Use a virtual card right away while the physical one ships.
Step 2: Fund your balance
Set up direct deposit, transfer in from a linked account, or load funds instantly. Move bitcoin to your cash balance anytime for spending.
Step 3: Spend and stack
Swipe anywhere Visa is accepted. Spend in dollars, watch your bitcoin balance grow, and manage everything from your phone.
Everything your money should be doing.
Spend, save, give, and grow. All while earning bitcoin.

- Visa-backed
- Bitcoin secured by BitGo
- Available in the U.S.
Get the spending account that pays you in bitcoin.
Sign up for Fold and start earning on the spending you already do. Build it, bit by bit.