Your everyday bitcoin debit card

The Fold Card bridges bitcoin savings with the familiarity of a legacy checking account, allowing you to integrate bitcoin into your life—whether you're just getting started or fully adopting a bitcoin standard.

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Pull out cash from ATMs

Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.

Rest easy with insured custody

Your USD may be FDIC Insured and your bitcoin is BitGo Insured.*
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.
A stack of Fold's Visa cards

The Fold Card

Use the Fold Card wherever Visa is accepted, drawing from your USD cash balance for purchases and ATM withdrawals. Fold+ members enjoy cashback bitcoin rewards.

Fold Card issued by Sutton Bank.
Rewards subject to terms and conditions.

Manage Funds

Load funds to your cash balance in multiple convenient ways, including transfers from your bitcoin balance using Fold’s ‘push to card’ feature.

Add authorized users

Add up to 3 users, giving each a dedicated debit card in their name. For Fold+ members, this means multiple cards earning bitcoin rewards on everyday purchases. Learn more

Ditch legacy checking accounts

Bitcoin is the best-performing asset of the decade, but incorporating it into your finances can feel intimidating. Not anymore. Fold combines everyday banking needs with bitcoin accumulation and savings—including an account and routing number for ACH bill pay. Save in BTC, spend in USD, and stack sats along the way.

Earn rewards on everyday spending

Fold+ members earn bitcoin rewards on everyday spending—including recurring expenses like mortgage and credit card payments through ACH bill pay.

Earn rewards on everything

Earn rewards for swiping your Fold Card, paying your bills and shopping at your favorite merchants.
5,000 sats
17,230 sats
560 sats
Fold Card issued by Sutton Bank.
Rewards subject to terms and conditions.
560 sats
17,230 sats
5,000 sats
A stack of Fold's Visa cards

Pull out cash from ATMs

Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.

Rest easy with insured custody

Your USD may be FDIC Insured and your bitcoin is BitGo Insured.*
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.
DON'T TRUST VERIFY

See what our users have to say

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

Explore the Fold App for free now

Sign up for the Fold Card in minutes to start earning bitcoin back on everyday purchases!