Earn Bitcoin On

Every swipe

Spin your way to riches with the first Bitcoin Rewards Debit Card from Fold.¹²
spin your way to riches

earn up to

100% back

Ditch miles & points for the best performing asset of the decade.
how it works

start earning

in minutes

Spend

Swipe your Fold Visa Debit Card at participating retailers or buy a prepaid gift card from our selection of top stores.

Spin

Spin the revolving post-purchase wheel after every purchase made with your Fold card.³

Win

Win up to 100% back on every purchase, or even a whole bitcoin.⁴ Don't like your prize? Try your luck again with an extra spin.⁵
choose your own adventure

plans tailored

for you

Spin

Free

Try out Fold and start earning bitcoin
Fold gold foil debit card
Spin the wheel after every swipe
Earn up to 100% back on qualifying purchases
compare plans

Spin+

$10/month

Maximize your bitcoin rewards
Fold gold foil debit card
Choice of flat rate back
Earn up to a full bitcoin on qualifying purchases
No international or ATM fees
Exclusive merchant offers
Maximum rewards at merchant partners
compare plans
Most Popular!

Spin

Try out Fold and start earning bitcoin
Use it anywhere
Get a virtual and physical debit card - check out that sexy gold foil!
1-100% bitcoin back
Get rewarded in bitcoin on every purchase. Really.
Boosted Merchant Offers
Earn even more from your favorite brands.

Spin+

Maximize your bitcoin rewards
No international or ATM Fees
Really.
Rewards your way!
Choose from a flat rate back, or try your luck on the spin wheel!
Rewards your way!
Choose from a flat rate back, or try your luck on the spin wheel!

Spin

Free

Try out Fold and start earning bitcoin
Shiny gold foil debit card
Spin the wheel after every swipe
Up to 100% back in Bitcoin on every purchase
Weekly Spin Drops
Boosted Merchant Offers
get a fold card now

Spin+

$10/month

Maximize your bitcoin rewards
Fold Gold Foil Debit Card
Spin the wheel after every swipe
Up to a full Bitcoin on every purchase
Daily Spin Drops
Boosted Merchant Offers
Boosted Merchant Offers
try spin+ for free

Just the basics

Free debit card plan

Spin

Less fees, more rewards

Spin+

Daily wheel

Bitcoin-back gift card rewards

Earn bitcoin back on gift cards purchased through the Fold App. No subscription plan necessary, but rewards are higher for Spin users, and highest for Spin+.
For full terms and conditions of our rewards program, see the Terms of Rewards and the Fold Visa Prepaid Card Rewards Addendum
Medium
Highest

Free reward withdrawals

Withdraw your bitcoin rewards to your wallet of choice, with no fee.

Spin Squad (referral program)

Refer a friend to the Fold Card, and earn from 1-50 sats randomly every time they make a Qualifying Purchase on their card.
See Spin Squad Terms and Conditions for more information.

Free debit card

Rewards on every purchase

Spin the wheel to earn rewards on all Qualifying Purchases.
For full terms and conditions of our rewards program, see the Terms of Rewards and the Fold Visa Prepaid Card Rewards Addendum.

Daily Extra Spins

Extra Spins are granted each day to active cardholders.  Additional Extra Spins can be earned in various ways.
Learn more about Extra Spins here.
1 / day
3 / day

Earn up to 100% back every time

Purchases must be Qualifying Purchases.
Rewards are subject to certain limits as detailed in the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel.

Instant Funding

Instant transfers are subject to a 1.5% fee.

Earn up to a full bitcoin every time

Purchases must be Qualifying Purchases.
Rewards are subject to certain limits as detailed in the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel.

2.5% back on Amazon gift cards

For rewards on Amazon.com gift cards purchased in the Fold App. 5% back limited to $500 per month. Then unlimited 2% back.

No international fees

Spin+ users are never charged International Transaction Fees or Foreign Exchange Fees.

No ATM fees

You may be charged a fee by the ATM operator.

1% Flat rate back option

On any Qualifying Purchase, Spin+ users get to choose between a flat 1% back or trying their luck on the post-purchase wheel.

Exclusive gift card brands

Exclusive access to premium reward rates from brands like Amazon, AirBnB, Uber, Uber EatsDoorDash, Home Depot, Chipotle, REI.

Early access to new products

FEES

Just the basics

Free debit card plan

Less fees, more rewards

have fun

getting rich

Be rewarded for good financial behaviors. No more debt payments, credit checks, or interest payments. No impact on your credit score to sign up!

Download the mobile app to get the Fold Card

Sign up in minutes to start earning bitcoin back on every purchase!
get the app now
Fold is the best way to earn bitcoin back on everything you do. Use the Fold Visa debit card, and purchase gift cards from the Fold Store, to earn bitcoin on everyday purchases.

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Debit Card

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Legal

Privacy

Fold Visa® Prepaid Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
1. "Rewards" are credited as bitcoin rewards in our Rewards program. For full terms and conditions of our rewards program, see the Terms of Rewards and the Fold Visa Prepaid Card Rewards Addendum.
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2. Bitcoin involves certain risks.  For more information, see the Terms of Rewards.  
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3. Prizes of the Spinwheel Sweepstakes include the chance to win 100% the purchase price in Rewards and 1 Bitcoin (subject to certain limits as detailed in the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel).  The promotions and giveaways associated with the Fold Visa Prepaid Card are expected to change regularly.  For up to date information regarding the latest promotions and prizes, visit www.foldapp.com.‍
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4. Purchases must be Qualifying Purchases (as defined below), and you must enter the Spin Wheel Sweepstakes - Post-Purchase Wheel (the “Spinwheel Sweepstakes”) in order to have a chance to win. You may enter by clicking the spinwheel button within the allotted time of the authorization of the Qualifying Purchase, as applicable.  No Purchase Necessary.  For Full terms and conditions, see the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel. 
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“Qualifying Purchases” are signature credit purchases and PIN debit purchases. Qualifying Purchases do not include any other payment or transfer, including incoming transactions, outgoing transactions where you are the receiving party, peer to peer transactions, ACH Transactions, ATM transactions, fees, chargebacks, adjustments, or wire transfers. Qualifying Transactions may also include outgoing transitions we deem to be "Qualifying Purchases" based on the terms of a Special Reward (for example, a Special Reward on an ACH payment).
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Your Rewards will initially be calculated based on the authorized amount of a given transaction.  However, the total Rewards will be calculated off the final, settled amount of a transaction, not the authorized amount.  Your rewards will be further adjusted by any chargebacks, refunds, adjustments on the Qualifying Purchase, if applicable.
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You are not guaranteed any Rewards. We expect to update the Spinwheel Sweepstakes, including, including the prizes included and the odds of winning the prizes, frequently (currently the terms are updated approximately every two weeks).  Fold reserves the right to change the current Spinwheel Sweepstakes Terms and Conditions, including the prizes, or to terminate the Spinwheel Sweepstakes in its entirety, at any time.
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5. Weekly Extra Spins are granted each week to active Cardholders. Additional Extra Spins may also be granted making purchases or deposits, maintaining balances, or as promotional giveaways. Extra Spins additional entries into the then-current Spinwheel Sweepstakes. Extra Spins expire one week after receipt and must be used on a Qualifying Purchase made in the 24 hours prior to the use of the Extra Spin. For Full terms and conditions, see the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel.