Fold is a financial services platform and not a an FDIC insured bank. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have a Fold Card, up to $250,000 of your balance is covered by FDIC insurance on a pass-through basis through Sutton Bank, Member FDIC, if certain conditions have been met. Bitcoin assets are not FDIC insured.
A better way to buy bitcoin
Avoid the noise of speculative trading exchanges and embrace simplified bitcoin accumulation with Fold. We've streamlined bitcoin buying methods into a unified platform, making integrating bitcoin into your personal finances and long-term savings strategy easy.
As seen in
Zero fees with Fold+
Fold+ members pay zero fees when buying or selling bitcoin. This means you can accumulate more bitcoin with every purchase and avoid fees when transferring bitcoin to your cash balance for spending. However you want to grow your bitcoin stack, Fold+ has you covered.
Standard network fees may
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Manage bitcoin savings
Buying bitcoin with Fold gives you the advantage of a unified platform designed for long-term bitcoin savings. Fold isn't just an exchange—it's a comprehensive way to integrate bitcoin into your finances, blending convenience with peace of mind as you grow and manage your stack.
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DON'T TRUST VERIFY
See what our users have to say
I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.
To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions
Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO
Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.
WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK
@fold_app I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!
Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.
Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR
Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.
Fold is knocking it out of the park lately. The new app looks great and the credit card and gift card bonuses are incredible for adoption! I've almost fully replaced my legacy bank account, the only thing that's left is 'push' or outbound ACH transfers...
I have been using Fold since they started. I have the premium card. I love it. I use gift cards for everything. Have over 8,000,000 sats in rewards.
An easy and fast way to stack sats. Pays more than the bank does for sure. In interest.
I have been a loyal Fold Card user for years. I recently had a mixup with a gift card purchase. The Fold support team responded quickly and decisively to help me resolve my issue. Highly recommend this card and this team!
Been a member since the beginning. Customer service is great along with ease of use. Best way to stack sats when you're already spending money on things.
Love the facelift! I find it much easier to navigate now. Chart is sweet too! Gift cards look awesome. Cant wait for credit card...
Great as a main bank account. Makes it easy to buy sats and earn them as a percentage back on all purchases, transfers, and gift cards. I love this app. They've been consistently good, stable app, fast and effective help. I'm looking forward to them coming out with a credit card and a savings account with interest paid in bitcoin. I also love that I can buy shares of Fold and that they have Bitcoin in the corporate treasury. Seems like a no-brainer.
Fold makes stacking easy. I like being able to earn a pile of sats when paying for expensive car repairs or when buying gift cards I was going to purchase anyway.
Great way to stack Bitcoin and get sats back on the fiat transactions you had to make anyway! For nearly 3 years I have been a loyal user. Have needed support a few times, and the emailers at the other end have always been prompt, courteous and helpful. Like how you can buy Bitcoin during the dips in mere seconds.
A user since day one. This app has improved leaps and bounds, even with major updates and new features, had almost zero downtime. The best bitcoin neo-bank / fiat interface. I use it every day.
Just paid for snacks at AMC with Fold and got 5% back! Very cool
The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides, and on top of that the support I received was an extra bonus.
Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search
Initially, I was skeptical about the app. However, a mantra I recently adopted was 'Don't Trust, Verify...' I started with a low amount to 'pay myself', fund my account and tinker with the options available. Over time I started depositing more and more money to pay myself and get Satoshis as a reward. I'll continue to increase my deposits, pay more bills and spend at the vendors they work with for even more rewards. Give it a try.
Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often. I submitted a critique that they should add push requests for sending money to another bank, next time I try I find out that's been added? ...feels cool to see the developers continue to add functionality.
Been using their card and app for a few months now. Everything works great. Like how it is a debit card instead of a credit card. Using gift card purchases on places I buy from anyway to increase Satoshi rewards further in addition to regular purchases. Daily wheel is also a nice fun perk. Needed customer support a few times and always had a quick friendly response that solved any issue.
I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.
To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions
Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO
Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.
WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK
@fold_app I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!
Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.
Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR
Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.
Fold is knocking it out of the park lately. The new app looks great and the credit card and gift card bonuses are incredible for adoption! I've almost fully replaced my legacy bank account, the only thing that's left is 'push' or outbound ACH transfers...
I have been using Fold since they started. I have the premium card. I love it. I use gift cards for everything. Have over 8,000,000 sats in rewards.
An easy and fast way to stack sats. Pays more than the bank does for sure. In interest.
I have been a loyal Fold Card user for years. I recently had a mixup with a gift card purchase. The Fold support team responded quickly and decisively to help me resolve my issue. Highly recommend this card and this team!
Been a member since the beginning. Customer service is great along with ease of use. Best way to stack sats when you're already spending money on things.
Love the facelift! I find it much easier to navigate now. Chart is sweet too! Gift cards look awesome. Cant wait for credit card...
Great as a main bank account. Makes it easy to buy sats and earn them as a percentage back on all purchases, transfers, and gift cards. I love this app. They've been consistently good, stable app, fast and effective help. I'm looking forward to them coming out with a credit card and a savings account with interest paid in bitcoin. I also love that I can buy shares of Fold and that they have Bitcoin in the corporate treasury. Seems like a no-brainer.
Fold makes stacking easy. I like being able to earn a pile of sats when paying for expensive car repairs or when buying gift cards I was going to purchase anyway.
Great way to stack Bitcoin and get sats back on the fiat transactions you had to make anyway! For nearly 3 years I have been a loyal user. Have needed support a few times, and the emailers at the other end have always been prompt, courteous and helpful. Like how you can buy Bitcoin during the dips in mere seconds.
A user since day one. This app has improved leaps and bounds, even with major updates and new features, had almost zero downtime. The best bitcoin neo-bank / fiat interface. I use it every day.
Just paid for snacks at AMC with Fold and got 5% back! Very cool
The support team handled my issues very well with prompt response. I am able to continue using [Fold], taking advantage of all the benefits it provides, and on top of that the support I received was an extra bonus.
Very nice the new app. Much simpler to see my info. Feels less busy... and thank you for finally adding search
Initially, I was skeptical about the app. However, a mantra I recently adopted was 'Don't Trust, Verify...' I started with a low amount to 'pay myself', fund my account and tinker with the options available. Over time I started depositing more and more money to pay myself and get Satoshis as a reward. I'll continue to increase my deposits, pay more bills and spend at the vendors they work with for even more rewards. Give it a try.
Honestly pretty dope for just general banking in general. Continue to build out a pretty solid system with added features pretty often. I submitted a critique that they should add push requests for sending money to another bank, next time I try I find out that's been added? ...feels cool to see the developers continue to add functionality.
Been using their card and app for a few months now. Everything works great. Like how it is a debit card instead of a credit card. Using gift card purchases on places I buy from anyway to increase Satoshi rewards further in addition to regular purchases. Daily wheel is also a nice fun perk. Needed customer support a few times and always had a quick friendly response that solved any issue.
Explore the Fold App for free now
Sign up for the Fold Card in minutes to start earning bitcoin back on everyday purchases!
