A better way to buy bitcoin

Avoid the noise of speculative trading exchanges and embrace simplified bitcoin accumulation with Fold. We've streamlined bitcoin buying methods into a unified platform, making integrating bitcoin into your personal finances and long-term savings strategy easy.

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Zero fees with Fold+

Fold+ members pay zero fees when buying or selling bitcoin. This means you can accumulate more bitcoin with every purchase and avoid fees when transferring bitcoin to your cash balance for spending. However you want to grow your bitcoin stack, Fold+ has you covered.
Standard network fees may apply

Buy Instantly

Use your Fold cash balance to buy bitcoin instantly. And when you need it, instantly fund your cash balance with another linked debit card for a quick smash buy

Standard network fees may apply

Auto-Stack

Automatic recurring buys let you dollar-cost average into bitcoin. Stack sats passively from your cash balance on a schedule, consistently in the background.

Round up spare change

Stack bitcoin with spare change from every Fold card purchase. When your round-ups reach $10, a buy is triggered. Add a multiplier to accelerate the process!

Get paid in bitcoin

Simplify your bitcoin strategy by splitting your paycheck between bitcoin and cash, or fully embrace a bitcoin standard with 100% direct deposit conversions.

Pull out cash from ATMs

Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.

Rest easy with insured custody

Your USD may be FDIC Insured and your bitcoin is BitGo Insured.*
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.

Manage bitcoin savings

Buying bitcoin with Fold gives you the advantage of a unified platform designed for long-term bitcoin savings. Fold isn't just an exchange—it's a comprehensive way to integrate bitcoin into your finances, blending convenience with peace of mind as you grow and manage your stack.

Insured Deposits

Your bitcoin balance with Fold is securely stored in cold storage with $250M in BitGo insurance, offering peace of mind as you grow your stack.

Insurance Policy covers copying and theft of private keys, insider theft or dishonest acts by BitGo employees or executives, and loss of keys. You can learn more here

Take Self-custody

Withdraw purchased bitcoin and rewards for self-sovereign control of your wealth. Your bitcoin, your keys, your financial freedom—made easy with Fold.

Use your bitcoin

Every exchange wants you to buy bitcoin from them, but only Fold makes it easy to convert to USD for ACH bill payments and everyday spending with the Fold Card.

Earn rewards on everything

Earn rewards for swiping your Fold Card, paying your bills and shopping at your favorite merchants.
5,000 sats
17,230 sats
560 sats
Fold Card issued by Sutton Bank.
Rewards subject to terms and conditions.
560 sats
17,230 sats
5,000 sats
A stack of Fold's Visa cards

Pull out cash from ATMs

Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.

Rest easy with insured custody

Your USD may be FDIC Insured and your bitcoin is BitGo Insured.*
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.
DON'T TRUST VERIFY

See what our users have to say

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.

Chris Love
@ChrisLoveHere

To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions

HFSP.eth | ₿itcoin Only
@elliot_BTC

Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO

Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.

MrPappagiorgio⚡️
@MrPappagorgio02

WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK

SATYOSHI ⚡️ NAKAMARIO
@satyoshiHODL

@fold_app⁩ I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!

Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.

Drought 🟧
@sunnycan

Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR

Jbear is debt free!
@jonlee88

Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.

Tatum Turn Up - Mining is centralized
@tatumturnup

Explore the Fold App for free now

Sign up for the Fold Card in minutes to start earning bitcoin back on everyday purchases!