Earn up to 4% back¹ in bitcoin on all qualifying purchases, with unlimited rewards.
Earn flat‑rate bitcoin rewards on every eligible purchase, with no points, no miles, and no other tokens to manage.
¹ 1.5% back on all qualifying purchases. No cap on base rewards earned. Cardholders may earn an additional 0.5% back by paying their credit card balance with Bitcoin and up to 2% in additional bonus rewards (4% total) on the first $2,000 of monthly card spend based on qualifying Auto-Stack! and/or Direct to Bitcoin activity during the calendar month. Rewards Account balances are subject to a $10,000 limit; balances approaching this limit must be withdrawn to continue earning. Bitcoin is volatile and may lose value. Rewards are not FDIC- or SIPC-insured.
A credit card that is all-in on bitcoin.
BOOSTED RATES
Up to 4% back in bitcoin rewards
When you combine an unlimited 1.5% base rate with additional behavior-based bonus rewards.
TRACKABLE
See your bitcoin rewards in real time
Real‑time view of your spending and rewards in the Fold app, including pending and posted BTC, statements, and payments.
CONVENIENT
Pay your bill with bitcoin. Get more back.
Pay your bill with bitcoin and earn an extra 0.5% back on that payment, on top of the rewards you already earned from spending.
SECURE
Security you control
Instant controls in your pocket: lock and unlock your card, replace it if it’s lost or stolen, and get proactive fraud alerts.
How it works
Step 1: Apply and start using today²
Pre‑filled applications for verified Fold users, quick decisions, and instant provisioning to Apple Pay and Google Pay so you can tap to earn bitcoin rewards the same day.
² Credit subject to approval.
Step 2: Earn and see your sats in real time
Every qualifying purchase earns 1.5% back in bitcoin rewards, shown as pending at authorization, then locked for 30 days after posting before becoming withdrawable to your rewards wallet.
Step 3: Stay in control from your phone
Lock or unlock your card, manage autopay from Fold Checking or linked banks, view statements, and file guided disputes with status updates without ever leaving the app.
Everything your money should be doing.
Spend, save, give, and grow. All while earning bitcoin.