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Get $10 IN sats with your first Fold Card purchase†
Fold is a financial services platform and not a an FDIC insured bank. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have a Fold Card, up to $250,000 of your balance is covered by FDIC insurance on a pass-through basis through Sutton Bank, Member FDIC, if certain conditions have been met. Bitcoin assets are not FDIC insured.
†Offer valid only to new Fold users who sign up through the website, with referral code WEBSITE
As seen in
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The Fold Bitcoin Rewards Credit Card
Introducing the bitcoin credit card you’ve been waiting for. Spend USD on credit and stack sats. Reserve your spot today!
The waitlist is closed. Official launch date: TBD
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DON'T TRUST VERIFY
See what our users have to say
I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.
To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions
Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO
Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.
WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK
@fold_app I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!
Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.
Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR
Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.
I earn sats passively using the @fold_app. When 1 sat=$1 this will have been the best thing I ever promoted to my friends.
To wrap up, if you made it this far, thanks for reading. I've had a fantastic experience using Fold so far. I've really loved being able to keep 100% of my money in Bitcoin; they've made it practical. It may not be for everyone, but I'm happy to answer any additional questions
Went to $HD earlier this morning for some garden things. I was like, “wait, is there a @fold_app. Home Depot gift card?!” Yes. Yes there is. Earn #Bitcoin. DAILY. https://use.foldapp.com/r/OHKAAALENO
Fold has become the best place to buy Bitcoin. You can also earn sats on each purchase. Not to mention all the new gift card merchants they’ve added. Definitely worth checking out if you like stacking.
WAKE UP // STACK SPIN FOLD // STACK BREAKFAST // STACK SMASH BUY // STACK LUNCHTIME // STACK LUMP SUM // STACK AUTO // STACK PASS OUT // STACK
@fold_app I’ve got auto stack and round ups turned on!!! Stacking sats everyday… Get your fold app and card today!!
Not surprising! @fold_app is the greatest personal budgeting and financial tool I have ever had. Using for years and all rewards have gone to my retirement…and are not an insignificant contribution.
Come earn sats the easy way, buy bitcoin with the best spread, push your bitcoin to your card for purchases and earn spins for more sats doing all of that!! #getonzerohttps://use.foldapp.com/r/STACKWITHJBEAR
Roundups working as intended. Just checked and I have 58,306 sats that I had no idea about from using @fold_app regularly.
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Pull out cash from ATMs
Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.
Rest easy with insured custody
Your USD may be FDIC Insured and your bitcoin is BitGo Insured.*
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.
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Our users
have stacked over
68,026,848,696 sats
since Fold launched in 2019. That’s 46,130,272!
FAQs
What are the Fold Credit Card benefits?
Fold+ Credit Cardholders enjoy unlimited 2% cashback rewards, a free metal card, and all the benefits of a Fold+ subscription: zero-fee bitcoin buys and sells, ACH bill pay rewards, exclusive gift card rewards, and access to cashback rewards on Fold Debit Card spending — a comprehensive personal finance solution for bitcoin savings.
Fold Credit Cardholders on a free plan earn unlimited 1.5% cashback rewards, with the option to upgrade to a metal card.
Is there a signup bonus?
Yes! Fold+ members can earn up to $250 in signup bonuses. Members on a free Fold plan can earn up to $100. Join the waitlist to get updated on finalized details.
What makes Fold’s credit card different?
The Fold Bitcoin Rewards Credit Card is built for simplicity. The flat cashback rewards model — paid in bitcoin — allows you to stack sats without having to change your spending habits.
There’s no staking token, altcoin distractions, or complicated rewards structure. It’s a catch-all credit card that turns everyday spending into passive bitcoin accumulation.
Stop juggling multiple cards and earn rewards that grow with bitcoin’s compounded annual growth rate (CAGR).
Rules and regulations apply.
If denied card, btc deposited to custody account
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How do I register for a Fold account?
- Download Fold App in the iOS or Google Play store
- Complete account registration on the middle tab marked with the Fold logo. You will receive a free Fold Card as part of account setup
- Complete the prompts on the bitcoin tab to finish bitcoin setup
Is a Fold account required?
Yes, Fold account registration and verification is required in order to redeem. If you already have an account, you can redeem your gift card within the app.
How do I redeem a Fold bitcoin gift card?
Visit redeem.foldapp.com and follow the instructions to redeem your Fold bitcoin gift card. Funds will be deposited directly into your bitcoin balance with Fold.
You must be a registered Fold account holder. If you haven't already, download the Fold App to start registration.
How do I gift a Fold bitcoin gift card to a friend?
Purchase a Fold bitcoin gift card at fold.cashstar.com. During checkout, you'll have the option to send it digitally to a recipient.
Is my bitcoin safe with Fold?
Fold users enjoy the peace of mind of having their bitcoin balance secured by institutional-grade cold storage through a regulated custodian, with access to insurance coverage up to $250 million**.
Can I withdraw to an external bitcoin wallet?
Fold bitcoin gift cards are only redeemable with Fold. After redemption, and once your Fold bitcoin balance has settled, you can send your bitcoin to any on-chain bitcoin address.
What do I win?
Ranking
Prize
First place
$10,000 statement credit*
Top 50
$500 statement credit*
Top 250
One year of Fold+
Top 1,000
1,000 prize wheel spins
Top 10,000
$5 statement credit*
Drawing
Prize
1 winner
0.25 BTC
10 winners
0.01 BTC
Once you’ve joined, you’ll receive an email with your current ranking, instructions on how to climb the leaderboard, and updates on the Fold Credit Card launch.
Rules and regulations apply — sweepstakes terms & waitlist terms
*If denied card, btc deposited to custody account
Monthly
Annual
save 18% with an annual plan
Fold Member
Get started with bitcoin
Free
Fold Debit Card
Buy and sell bitcoin with low fees
Gift card rewards and wheel spins
Fold+ Members
Unlock more bitcoin rewards and savings
$8.33
per month
billed annually as $100 a year
billed monthly
Fold Debit Card
Buy and sell bitcoin with zero fees*
Up to 1.5% back with ACH bill pay rewards
Gift card rewards and up to 15% back on merchant boosts
1.5% back on categories like dining and travel
0.5% on all other eligible purchases
Standard network fee might apply*
Explore the Fold App for free now
Sign up for the Fold Card in minutes to start earning bitcoin back on everyday purchases!
Pull out cash from ATMs
Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.
Rest easy with insured custody
Your USD may be FDIC Insured and your bitcoin is BitGo Insured.*
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.
Bitcoin has increased over 1,000% in 5 years.
Bitcoin is the best performing asset of the decade. It’s time to ditch the points and miles and start building wealth.
Price of bitcoin according to market cap and price over time. Investing and purchasing bitcoin involves risk; it may lose value.
Get paid up to 3 days early
Split your paycheck between cash and bitcoin.
Time may vary depending on your payroll company.
Buy bitcoin with zero fees
Activate instant buys, recurring buys and round ups. Send to any wallet for free.
Fold+ subscribers pay zero fees when buying bitcoin on Fold; standard network fee might apply.
Pay bills, get rewards
Pay off your mortgage, credit card, and other bills. Get rewards on eligible payments.
Earn rewards on everything
Earn rewards for swiping your Fold Card, paying your bills and shopping at your favorite merchants.
5,000 sats
17,230 sats
560 sats
Fold Card issued by Sutton Bank.
Rewards subject to terms and conditions.
Rewards subject to terms and conditions.
560 sats
17,230 sats
5,000 sats
Pull out cash from ATMs
Pull out physical cash at any ATM with no added fees.
Fold+ subscribers pay zero added fees when making ATM withdrawals; standard fees may apply.
Rest easy with insured custody
Your USD may be FDIC Insured* and your bitcoin is BitGo Insured.**
Fold is a financial services platform and not a FDIC insured bank. If you have a Fold Card, accounts are subject to pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Coverage limit is subject to aggregation of that accountholder's funds held at Sutton Bank.
