Your one stop shop for building bitcoin wealth

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Earn bitcoin rewards.
Buy bitcoin with no fees.

Download Fold App
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Fold Card

How it works


Use your Fold Card at 100M+ merchants globally.


Get up to 3% back on entire categories and top merchants.


Watch your bitcoin rewards and investments grow in value.

Bitcoin has increased
+1,000% in 5 years
Bitcoin is the best performing asset of the decade. It’s time to ditch the points and miles and start building wealth.
Fold Card

Earn bitcoin rewards every time you swipe

  • Unlimited 1.5% or more on top spending categories and merchants
  • Up to 20% at 100+ top merchants
  • 0.5% back on mortgages, taxes and bills
Over 2% rewards rate on average for cardholders over the past 2 years
On average our users have stacked
3,216,399 sats
That's over $800!

Buy bitcoin with zero fees

  • Buy instantly with your Fold Card
  • Earn rewards for every bitcoin purchase
  • Withdraw your bitcoin instantly
Pay 300% less in spread and fees compared to CashApp and Coinbase; see for yourself
While transactions are typically processed in under 24 hours, there is the possibility of occasional delays stemming from potential technical complexities.

Buy bitcoin at your own pace

  • Auto-Stack is Fold’s version of DCA (dollar cost averaging)
  • Set your amount to buy daily, weekly, or monthly
Take the guesswork out of stacking sats

Buy bitcoin with your spare change

  • Round-Ups allow you to buy a small amount of bitcoin with every Fold Card transaction
  • Multiply your round up amount by 1x, 2x, 5x or 10x
Average cardholders will stack over $1,000 in the first year of using Round-Ups
Our users have stacked
67,131,603,091 sats
That’s $18,446,895.42!
dont trust, verify

What our users say

A longtime @fold_app advocate, nearly an OG…I have earned more than 52M(!) sats using this fantastic product. What an incredibly fun, simple, and hugely rewarding experience working with Fold Spending money I have to spend anyway and being rewarded in sats is the ultimate hack.

Steve Millard

Bought a glass of bubbly for myself and a friend and walked away with $500 worth of #Bitcoin! We are definitely GMI. Thanks again, @fold_app!!!

Look at this. In a decade this could be generational wealth. Given away as a contest reward by the fine folks at @fold_app You can live your life on the Bitcoin standard using the fold card for your daily purchases, and get sats back on every one of them. Thank you Fold!

Stack & Chill

As someone who collected #travel points for years through #creditcards, this is much more satisfying & lucrative. If you’re looking for an easy & safe way to earn #bitcoin, then check it out

Ernest S.

If you don't use the @fold_app card to pay your bills you hate money.  I have been using Fold just over 2 months and they already have paid me back "1 million sats" (said like Dr. Evil)

The Survival Podcast


Full stack finance for bitcoin

  • Visa Prepaid Debit Card for spending and rewards
  • Checking Account (FDIC) for direct deposit & bills
  • Bitcoin Account for buying and using bitcoin
Get set up with an account in as little as five minutes

Spin the wheel to earn bitcoin every day

  • Every $10 you spend earns you a Spin
  • Every spin of the wheel earns you bitcoin
  • Win up to a full bitcoin with each Spin
20 people have won a full bitcoin on Fold
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