Fold Visa® Prepaid Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
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The Fold Visa® Prepaid Card may be used everywhere Visa is accepted.  Use of the card account is subject to ID verification and funds availability.  Transaction fees, terms and conditions apply to the use and reloading of the card account.  See Fold Visa Prepaid Debit Card Agreement for details.  
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Reward Accounts and bitcoin are not FDIC or SIPC insured. Bitcoin involves certain risks.  For more information, see the Terms and Conditions.  
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You are not guaranteed any Rewards. Purchases must be Qualifying Purchases. Fold reserves the right to change the current Prize Wheel Terms and Conditions, including the prizes, or to terminate the Prize Wheel in its entirety, at any time.  For full terms and conditions of our rewards program, see the Terms and Conditions, Fold Visa Prepaid Debit Card Agreement and Spinwheel Official Rules.

Fold’s Privacy Policy can be found here.