* "Rewards" are credited as bitcoin rewards in our Rewards program. For full terms and conditions of our rewards program, see the Terms of Rewards and the Fold Visa Prepaid Card Rewards Addendum.
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† Purchases must be Qualifying Purchases (as defined below), and you must enter the Spin Wheel Sweepstakes - Post-Purchase Wheel (the “Spinwheel Sweepstakes”) in order to have a chance to win. You may enter by clicking the spinwheel button within the allotted time of the authorization of the Qualifying Purchase, as applicable.  No Purchase Necessary.  For Full terms and conditions, see the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel. 
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“Qualifying Purchases” are signature credit purchases and PIN debit purchases. Qualifying Purchases do not include any other payment or transfer, including incoming transactions, outgoing transactions where you are the receiving party, peer to peer transactions, ACH Transactions, ATM transactions, fees, chargebacks, adjustments, or wire transfers. Qualifying Transactions may also include outgoing transitions we deem to be "Qualifying Purchases" based on the terms of a Special Reward (for example, a Special Reward on an ACH payment).
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Your Rewards will initially be calculated based on the authorized amount of a given transaction.  However, the total Rewards will be calculated off the final, settled amount of a transaction, not the authorized amount.  Your rewards will be further adjusted by any chargebacks, refunds, adjustments on the Qualifying Purchase, if applicable.
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You are not guaranteed any Rewards. We expect to update the Spinwheel Sweepstakes, including, including the prizes included and the odds of winning the prizes, frequently (currently the terms are updated approximately every two weeks).  Fold reserves the right to change the current Spinwheel Sweepstakes Terms and Conditions, including the prizes, or to terminate the Spinwheel Sweepstakes in its entirety, at any time.
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‡  Prizes of the Spinwheel Sweepstakes include the chance to win 100% the purchase price in Rewards and 1 Bitcoin (subject to certain limits as detailed in the current Terms of Spinwheel Sweepstakes - Post-Purchase Wheel).  The promotions and giveaways associated with the Fold Visa Prepaid Card are expected to change regularly.  For up to date information regarding the latest promotions and prizes, visit www.foldapp.com.‍ 
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**  Bitcoin involves certain risks.  For more information, see the Terms of Rewards.  
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†† Exclusive offers refer to your membership in Fold+.  As a Fold Visa Prepaid Debit Card holder, you receive a free membership to Fold+. Fold+ Membership provides access to Fold’s best discounts on gift cards sold in the Fold Discount Marketplace.  The Fold+ Membership, including the discounts available on gift cards and the gift cards offered, is subject to change.   See the Fold+ Membership Terms and Conditions for more details. The Fold+ Membership Boost, brand, rates, and limits offered, is subject to change.   For Rewards on Amazon.com gift cards purchased in the Fold App. Limit $250 per month for Spin Tier cardholders and $500 per month for Spin+ Tier cardholders, as part of the Fold+ Membership. Thereafter, cardholders receive the Fold+ Rewards rate on Amazon.com gift cards. See the Fold+ Membership Terms and Conditions for more details.

‡‡ "NgU" or "Number go Up" Technology is not actual technology, but a reference to the fact that Bitcoin is one of the best performing asset classes of the last decade.  Past performance of bitcoin is not indicative of future results.